Re: Money saving tips and practical advice thread

[Boxtyeater]

Capital Gains Tax payable?

Unbelievable as it may seem, today, I've gotten a refund cheque from Revenue for a Tax deduction....Pension related of course....
But on top of Gunner's handy one it makes for a good oul' day...

Smart lads liike RMD and B&W would find more lucrative sources of income if they trawelled West......

[Jayo Cluxton]

If ya don't pay the W.O.T on it you'll be rightly up the creek ....

[Boxtyeater]

If ya don't pay the W.O.T on it you'll be rightly up the creek ....

Boxty educated a pair of "smart of young snakes" who know the score.......

[OMAR]

If ya don't pay the W.O.T on it you'll be rightly up the creek ....

Boxty educated a pair of "smart of young snakes" who know the score.......

I see Minsiter Howlin has your Coz's Xmas bonus in his sights - Bad Karma for the extended clan to be so Loyal to the FG cause - to win and then to have the cannons turned inwards - Sums up FG really all looks good on paper until you throw in 25% of Labour Crap.

[Boxtyeater]

If ya don't pay the W.O.T on it you'll be rightly up the creek ....

Boxty educated a pair of "smart of young snakes" who know the score.......

I see Minsiter Howlin has your Coz's Xmas bonus in his sights - Bad Karma for the extended clan to be so Loyal to the FG cause - to win and then to have the cannons turned inwards - Sums up FG really all looks good on paper until you throw in 25% of Labour Crap.

I'd say big oul' Gay ain't starving....John, wth his ancillary enterprises, might see him through..

FG'ers through and through...

[Boxtyeater]

For those of you who wear what I call, (but is widely percieved as cool) scraggedly clobber, you can't beat mandmdirect.com

They do shirts, hoodies, jeans and loads of other clobber.

While often posting drivel, these guys deliver (within 3 days in fact). Be sure when/if registering to claim the added discount...

Top notch online firm to have dealings with......

[Boxtyeater]

Perhaps this may be the wrong thread for this auspicious invention, but I have had a lock of convivial pints with The Dauber (who has currently migrated to chez Boxty, courtesy of the Crane's new van...OK 98 reg and all that)....

What we're currently looking at is a sort of a reversal of Monopoly. We were lead to believe that acquiring corner sites and building hotels was the way to go, but where is this game now....worthless. Hotels are a dime a dozen....

The future is in the past, rural turf banks, plots of land circa 1 acre to till and provide vegetables, growth of Christmas trees etc.,
It's a kind of a Rustic's Heaven, Off-Licenses, Tobacconists and Knocking-Shops.

We are looking at (Dan and myself) at a circular module of the original Monopoly, which we have christened TANGLO whereupon we all start minus €50k and try to eke out a living/profit.

Dan has mooted the "Eligibility for REPS" as the replacement for the "Get out of jaill" card which I think is wonderful...

This invention is only at the infancy stage, the Christmas and returning children will put meat on these bones, but tonight the game-name and selling point was cemented...Tanglo.

[Thomas Clarke]

We are looking at (Dan and myself) at a circular module of the original Monopoly, which we have christened TANGLO whereupon we all start minus €50k and try to eke out a living/profit.

[OMAR]

[quote="Boxtyeater"]Perhaps this may be the wrong thread for this auspicious invention, but I have had a lock of convivial pints with The Dauber (who has currently migrated to chez Boxty, courtesy of the Crane's new van...OK 98 reg and all that)....

What we're currently looking at is a sort of a reversal of Monopoly. We were lead to believe that acquiring corner sites and building hotels was the way to go, but where is this game now....worthless. Hotels are a dime a dozen....

The future is in the past, rural turf banks, plots of land circa 1 acre to till and provide vegetables, growth of Christmas trees etc.,
It's a kind of a Rustic's Heaven, Off-Licenses, Tobacconists and Knocking-Shops.



Community chest still works for this one

[Parouisa]

Tanglo is a good name alright ... or you could just call it Life!

ps Think there was a film a few years back called Tanglo and Cash ........

[Boxtyeater]

Hmmmmm.

We are apparently going to Dublin on Friday evening to decamp to the lads gaff in Dundrum. These have become (strangely) urban, chic dudes who can spend €25 on fooking haircuts and scorn such reliable and trusted shopping outlets such as Clogher Market and Cassidys in Derrylin. Boxty scrabbles vainly at beard here....

To therefore thwart any involvement in €200 golliwogs for grandchildren, Boxty has proclaimed the necessity of bringing the "toy-dog"
(a snarly Yorkshire) to Dublin where I can look after him (and avoid sheckeling out for the inevitable "must-haves").

On the up-side, there's a fine and open shed where residents are allowed to place their re-cycleables. I'll tie the hoor there and have a jolly afternoon across the road in the Ballinteer House....

[OMAR]

"Boxty in Harvey Nicks UGG Boots shocker !"

[Parouisa]

Get the string belt off your trousers 'pa. Dundrum and environs is recession free. Dripping with money out that way - no Garda, nurses or teachers there. Just the suffering over 100k types who have taken no pain despite Poor Little Rich Boy's best efforts. 12Ds all the way - leave your 99LM yoke at home.

[Boxtyeater]

[quote="Parouisa"]Get the string belt off your trousers 'pa. Dundrum and environs is recession free. Dripping with money out that way - no Garda, nurses or teachers there. Just the suffering over 100k types who have taken no pain despite Poor Little Rich Boy's best efforts. 12Ds all the way - leave your 99LM yoke at home.[/quote]

I've upgraded since my last excursion....I shall probably leave the chariot around Maynooth somewhere. It's therefore impractical to overload with bags of shopping and having to haul them back out there. There's a method to that somewhere.....

[Boxtyeater]

The ISEQ closed today with the following closing prices:
Kerry Group €39.90 and Glanbia at €7.96. Both these agri-based companies are showing gains of in excess of 80% for 2012.

I'm of the opinion, given the expansionary plans of both these well run businesses, their future is bright. They are probably a bit pricey to get into, but I imagine one's gain over the coming year would outstrip more conservative avenus of investment.

Bank of Ireland are marginally above 10c tonight. Any middling upswing would of course show healthy profit. Could one "get on" here in a sort of a spread bet, where you collect for points/cents gained and pay for reversals in a similar fashion. Surely to Christ the arxe can't fall out of them altogether.....

Any opinions.

[OMAR]

The ISEQ closed today with the following closing prices:
Kerry Group €39.90 and Glanbia at €7.96. Both these agri-based companies are showing gains of in excess of 80% for 2012.

I'm of the opinion, given the expansionary plans of both these well run businesses, their future is bright. They are probably a bit pricey to get into, but I imagine one's gain over the coming year would outstrip more conservative avenus of investment.

Bank of Ireland are marginally above 10c tonight. Any middling upswing would of course show healthy profit. Could one "get on" here in a sort of a spread bet, where you collect for points/cents gained and pay for reversals in a similar fashion. Surely to Christ the arxe can't fall out of them altogether.....

Any opinions.

If you believe the shares will increase in value


1. You buy the shares at full value and forget about them
2. You open a CFD account deposit a margin of say 20 pc and buy 500pc of what you invest if the shares increase in value by 20 pc you double your money. If they decrease by 20 percent you lose your money in essence your stake is magnified by 5 times
3. You open a spreadbet account and bet on the movement in the share price. E.g you back kerry at 10 euro a point. If the share increases by 300cents you make 3k same on the downside. With a spreadbet you can also put in place a stop-loss where your position will autoclose once you pass a certain barrier.
4. You buy a call option. . E.g you pay €2 for the right to buy kerry at €42 euros at any time in the next 12 months. If the share price went to €50 your option is worth €8 ie you have got a 400pc return on your 2euro. If the share price never crosses 42euro your 2 is worthless but the worst that can happen is you lose your 2 euro.

The quickest way is route 3 as it is nothing more than Betfair for shares.

[Boxtyeater]

Thanks OMAR.

On a punt of say €5/10k, just to test the waters, a mix of options 3 and 4 look appealing. The stop/loss rider is appealing.

As one who spurned Poseidon shares in 1970 when they were 50p before reaching the dizzy heights of £115 each, I have taken a dim view of this whole share market, but I feel theres money to be picked up out there.

If you don't put it down you won't pick it up as they say.....

[OMAR]

At €10k you would need to check logistics on buying call options. Im not sure if you can do it easily on line - a stockbroker account is costly

There is a plethora of on- line cfd/spread bet suppliers - they will even give you a free punt to start with.

Ive tried all versions and lost money under each of them

[Real Kerry Fan]

Inherited a few Kerry shares myself and doing nicely. I would never touch buying shares though as I find my Paddy Power lucky 15 far more profitable and there is transparency in your investment. Also you are always on a winner with Kerry as there are obviously there are more fair minded referees in the stock exchange than Croke Park.

[Thomas Clarke]

I would never touch buying shares though as I find my Paddy Power lucky 15 far more profitable and there is transparency in your investment.

A lot of truth in that RKF. Anyone who has to ask for advice on investing in shares, shouldn't be investing in them.

My thoughts on gambling are

1) Stick to sports you know a lot about; or

2) Play poker with people who can neither count as fast as you, nor remain sober as long as you. (If playing online, I'd suggest logging on when you get home from 8am Sunday mass, which should be just about the right time to clean out some tired, drunk Americans.)

[Boxtyeater]

I'm having somewhat of a change of heart about this whole share thing based on todays events.

I bought a quality motor in the UK back in May, paid the VRT and all that and was tooting around as normal. It's a top of the range job and I left it in with my local mechanic on Tuesday for a once-over (anti-freeze, brake pads and such in advance of winter).

He rings me this morning and wonders would I sell it and at what price if I would. I did a bit of reconnaissance and rang him back lumping €3k onto my initial investment. Making a long story short I've agreed a deal (effective Monday) that puts me €2,750 ahead of my total outlay of €11k investment....I've effected a similar stroke about 18 months ago, so possibly this represents a better yield...

Herself will find the van (sans heated leather seating) a culture shock for a while but is likely to get over it....

[Parouisa]

I am checking around the house for jade Chinese seals ....

[Boxtyeater]

Can I recommend this product that I bought last year, for a worthy cause, The Jigsaw Foundation....
According to Plug, the possessor of 2 young girls and the heir apparent to Boxty's empire, this product is indestructible...

It has, as clearly legible, the differential in colours and fittings, but that is but the bottom of it's remit.

Cue Boxty Towers on Christmas night as the Patriarch conducts the Annual Quiz amongst -8 year olds...

Fit the piece there Laura....."Where are we tonight?".....Mercifully she'll pick the correct piece.....Leitrim..

Emma. (3) "Where is Grandad Pat tonight"....(Her alternate Grandad might be in XXXXX) in bed (No option)

Now Jacko, (aged 4 and a bit) Where's the dirtiest footballers from?......Boxty restrains child from grabbing (fill in) piece.

A good cause and good product for the likes of Boc and OMAR......Endless possibilities.

[Boxtyeater]

My 1k. BoI shares are surging ahead (well up 1.4c) but here's a beauty.
This is workable in a big crowd but you should ideally have a "puffer" in attendance who should roundly decry the attempt as impossible. Follow the steps and remember this won't work a second time once the secret is revealed. Outside The Hyde and she's a beaut.

1. Utter a challenge that you will speak for 60 seconds, all well known different words, without using a word with the letter A**
2. Lay down a monetary challenge, involve a tape recorder to prove your point if necessary.
3. Infer you nearly saw a lad pull it off outside the Hyde, Clones or Ballinasloe horse fair.
4. You should seek odds if there's a fair crowd, but show your own money. €500 is a nice juicy pot and tempts gobsh1tes.
5. Gather the money into a pot using any reputable spectator. (Preferably a big tough buddy of yours).
6. Off you go.

It's clearly workable, a piece of pixx really, but if interested PM me for my bank account details to purchase the solution.

**Every word is different btw.

[OMAR]

I reckon I could I speak one hundred different words - With porter on board that should stretch beyond 60 seconds

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